Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Fin AI website and services. Please read them carefully before using our site.
This is a general draft template provided for informational purposes and should be reviewed and adapted to reflect your specific business practices and applicable law before publication.
1. Acceptance of Terms
By accessing or using the Fin AI website ("Site") or any associated services (collectively, the "Services"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree to these Terms, please do not use the Site or Services.
2. Description of Services
Fin AI provides AI-guided analysis and informational tools intended to support everyday investors in understanding financial concepts and organising their own research. The Services are provided for general informational and educational purposes only.
3. No Financial Advice
Nothing on this Site constitutes personalised financial, investment, legal, or tax advice. Fin AI is not a registered investment adviser, broker-dealer, or financial planner. Any output, analysis, or content provided through the Services should not be relied upon as the sole basis for any investment or financial decision. You should consult a qualified, licensed professional before making any financial decisions.
4. Eligibility
You must be at least 18 years old and capable of forming a legally binding contract to use the Services. By using the Site, you represent and warrant that you meet these requirements.
5. User Accounts
Certain features of the Services may require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us promptly of any unauthorised use of your account.
6. Acceptable Use
You agree not to misuse the Services. This includes, without limitation, not attempting to gain unauthorised access to any part of the Site, not interfering with the operation of the Services, not reverse-engineering or scraping the Site, and not using the Services for any unlawful purpose.
7. Intellectual Property
All content on the Site, including text, graphics, logos, software, and design elements, is the property of Fin AI or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without prior written consent.
8. Third-Party Links and Services
The Site may contain links to third-party websites or services that are not owned or controlled by Fin AI. We are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of such third-party sites is at your own risk.
9. Disclaimers
The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Fin AI does not warrant that the Services will be uninterrupted, error-free, or free of harmful components.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Fin AI and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.
11. Indemnification
You agree to indemnify and hold harmless Fin AI and its affiliates from any claims, damages, losses, liabilities, and expenses arising out of your use of the Services or your violation of these Terms.
12. Termination
We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Fin AI, or third parties.
13. Changes to the Services and Terms
We may modify or discontinue the Services, in whole or in part, at any time without notice. We may also update these Terms from time to time. Continued use of the Services after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Fin AI operates, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.
15. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
16. Contact
If you have any questions about these Terms, please reach out via our contact page.
Last updated: this document is a template and should be dated upon final review and publication.